I agree, don't drive any vehicle in a situation like an ice storm that puts you or it at unreasonable risk. A lot of the other items, as was pointed out by Bert, can be seen as perceived risks or dangers. It seems you perceive them as a risk or danger, that's fine. It all comes down to what "risks" you can comfortably handle. If the exposed portions of the suspension/brake lines cause you undo apprehension you probably should avoid the Elio. As far as looking for details, dig into the history of cars and look at those cars that are built with exposed suspension. Or even about motorcycles, they have the same basic issues, components open to road hazards. What is the failure rate due to damage encountered on the open road (not operator failure). All in all it's about driving comfortably and with confidence. If the Elio doesn't fall within those perimeters for you, that's cool, it's not a car meant for everybody.If an ice storm was predicted, I'd put the car under cover, rather than attempt to drive any vehicle.