I would rather go base with minimal options, and put the most down on the loan that I could afford to keep the payment as low as possible. Lower to no high interest monthly payments is why I usually have some cash on hand.You better believe that EM has it rough, too. Paul Elio has said that EM is a "cooperative of vendors", and I would bet that, (as soon as the design is final) they get approached with new products on a daily basis. What SEMA member/manufacturer wouldn't jump at the chance to be an "authorized factory supplier!" As has been said, there are many buyers that will prefer to add everything that they want "up front", so it's just built in to their monthly payment.![]()
Pay cash for options you want, but don't need. Unsolicited advice of the day from an old geezer.