Having commuted in low-slung sports cars (and one slammed ex-cop-car!) for much of the last 20 years, that is the correct answer. With those cars I had to drive
completely around any debris in the road, either on the shoulder or into the other lane. I once had a rock in the road severely damage the underside of my prettiest car because of no shoulder, oncoming traffic, and no time to stop without getting rear-ended. Thought I would clear it. Nope.
So I'm already very conscious of the road surface ahead.
Part of the secret is leave
lots of room between you and the car in front of you. As much as is practical given the speed and traffic. That room is
precious time to react.
The latter, I hope. Kill all tree rats!
I'll probably still avoid them because I don't want to have to clean their guts out of the spats.